Understand the File
If income, credit or timing does not fit a lender’s requirements, we begin by understanding the reason and reviewing the documents. A decline from one lender can leave other options worth assessing.
Alternative & Private Mortgages
A careful review of the file, the costs and the next step.
Compare the Full Cost
B-lender and private financing require a close look at rates, lender fees, professional fees, payment structure and terms. We discuss those costs before you decide whether an option fits.
Plan the Next Step
When financing is intended as a temporary solution, consider how you would repay or replace it, what needs to change and the timing of that plan.
Talk through your next mortgage decision.
Bring your goals and questions to a free consultation.