A CPA who needed answers, and became the person who provides them.

My path into mortgage advising began with my own mortgage. I was approved for an amount that was not sufficient to purchase a home in Toronto, and the lender was unable to explain how that figure had been determined. As a Chartered Professional Accountant, I am trained to analyze income and financial statements. The absence of a clear explanation was not acceptable to me, so I obtained my mortgage licence to understand the process from the inside.

That experience defines how I work. I am Elena Bogomaz, CPA | Mortgage Professional at Dominion Lending Centres Edge Financial, based in North York, Toronto. Before approaching a lender, I review your income statements, tax returns, and corporate financial statements, and I assess how different lenders may interpret your income. For self-employed and incorporated borrowers, this analysis frequently identifies income and options that a standard review does not.

Every client receives an explanation of how their application is evaluated, and why.